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All About Super Top Up Health Insurance in India

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  What is Super Top Up Health Insurance? Health insurance is taken by an individual to protect themselves or family in times of health problems. Due to the increase in expenses, medical expenses also have increased tremendously. So a normal plan is not sufficient in such situations. So Super Top Up Health Insurance comes as a savior. HealthInsurance secures family from medical expenses up to a certain sum assured as described while purchasing the policy. A basic health insurance policy will do so. Suppose a person had a major health disease and he had to have surgery which sucked his entire sum assured. Now his balance sum assured is nil. Suppose again after some duration, he got some other problem, which worsened his situation and now since all of the sum assured was already used, he won’t be able to pay for his medical conditions using the health policy he has. Thus he will have to bear all the expenses for his second surgery along with the medical bills. If he has the required
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Insured Declared Value (IDV) In Car Insurance

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  When it comes to car insurance , there are many terms that you need to be aware of. Among them, one of the most important term is the IDV (Insured Declared Value). You must have heard people talk about the IDV a lot when a car insurance policy is being purchased or renewed. But what exactly is this IDV? IDV is nothing but the current market price of your car. With time the vehicle ages and its value drops. The insured declared value, or the IDV, is just that.   Why is IDV Important in Car Insurance? It is very important for you to get the correct IDV of your car. IDV is absolutely crucial in car insurance. This is because the claim you get depends greatly on the IDV of the car. If your car gets stolen or is damaged beyond repair, your insurance provider will pay compensation equal to the IDV mentioned in your car insurance policy. You must note here that the value of the car is not the current ex-showroom price but the IDV of your car. So if you have a Maruti Suzuki Wagon R that is a
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What Individual Health Insurance Plan Covers (Inclusions)

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  Health Insurance plans for individuals have various inclusions. Some of which are listed below: 1)        Day Care treatment Expenses: A day care facility is one in which the patient doesn’t need to be hospitalized for more than 24 hours. Individual Health Insurance ensures that it provides coverage for day care as well. Examples of day care could include Cataract operation. 2)        In-patient hospitalization cost: Health Insurance Plans for individuals covers for the medical expenses which are caused because of hospitalization which is considered as In-patient hospitalization cost. 3)        Pre and Post-hospitalization Cost: Individual Health Plan covers medical expenses which are caused before hospitalization which is pre-hospitalization cost. Examples include MRI, X-ray, sonography, blood test, urine test, etc. Individual Health Plan also covers medical expenses caused after hospitalization which is post-hospitalization cost. The examples include medicines or any
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Location: Delhi, India
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How to Choose the Best Family Health Insurance Plans in India?

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  Due to an increase in inflation, medical expenses have to increase. It is not a shock to know that we could empty our bank balance just by paying for a few medical bills or treatments. This could leave you nothing for all of your other expenses.  Thus, it is recommended to purchase a Health Plan which could fulfil all the expenses. However, if you want to purchase a health plan for your family, then purchase Family floater plans which could financially protect your family at a lower cost. Health Insurance plans for family do not only protect us from unseen medical expenses, but it also protects your family members from all other extra costs for hospitalization, ambulance charges, etc.  This health plan prepares you to face the financial barrier in case you contract any disease. Also, the claim process for this health plan is simple, hassle-free in case of most of the health insurance companies. Below is the list which must be followed before choosing the best insurance plans for fam
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Location: India
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Individual Travel Insurance in INDIA

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Car Insurance works as a safety net for the owner/user of the car. Realising its importance for car owners across the country, the Government made it obligatory for vehicle owners to have a third-party insurance cover for their vehicle. This means you have to buy a policy for your car to avoid any penalty/losses/legal trouble in the future. Purchasing a car insurance policy is often a formality among many car owners because the only reason they care about getting a cover for their four-wheeler is that it is mandatory by law. Low premium plans are generally preferred since they are easy on the pocket. This means that spending on an inadequate cover that can make the owner pay a hefty amount out of his pocket in the event of a mishap or damage. It is very important to invest in a comprehensive car insurance plan that’s right for you. Keep in mind that you need to understand the terms and conditions of the car insurance plan and draw a comparison with other policies to come at a suitable
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What are the inclusions of student travel policy?

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Student travel insurance protects you against financial risks which may happen due to many unfortunate incidents while you are studying abroad. It can disrupt your studies and get you and your family into grave financial crises as most students take a bank loan for studies abroad. Hence a student travel insurance is strongly recommended for every international student to secure themselves and their family from any unfortunate situations. What are the inclusions of student travel policy? The following are the inclusions of student travel insurance policy Medical Coverage 1. Emergency medical expenses If there’s a medical emergency, then the student travel insurance will come to rescue and will cover for the medical expenses and care. 2. Emergency dental expenses The dental treatment in some of the foreign countries can put you out of pocket. If you get in an accident and require emergency dental care then you can rely on your student travel insurance. 3. Medical evacuat
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Location: Delhi, India
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We Are The Best In Insurance Services

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Probus Insurance is one of the prominent Insurance Broker with 250+ crore of Insurance Premium in FY 17-18, customarily from the retail clients paired along with its Pan India presence and also balanced with the finest blend of Life and Non-Life Insurance business.  From the desk of Director Probus Insurance is one of the renowned Insurance Broker in India, owing to its manifold progression and distinct lines of business it has ventured over the past years. In addition, Probus Dynamo is a team of accomplished risk engineers and proficient underwriters.  We are a troop of diversified industry expertise that enables us to construct a unique benefit in understanding diverse businesses and their risk profiles. Further, we are one of the reliable Insurance Broker by virtue of our top-notch processes and customized systems for auditing and analyzing existing Insurance portfolios of the clients, and robust Claims Management Techniques.
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